– fees and charges will apply to the use of the card… The additional cardholder will be issued with a credit card with their name on it which will be linked to the same credit card account as the primary cardholder. I have a joint account with my current credit card provider; can I open a joint credit card account with Westpac? These may change or we may introduce new ones in the future. You’ll also need the Westpac Mobile Banking app (version 6.1 or above) installed on your iPhone. We use cookies to secure and tailor your web use. But more importantly, each party is equally responsible for any balance due on the card … Consider its appropriateness to these factors before acting on it. card - means an eligible Westpac hotpoints Mastercard ®, or any other scheme or branded credit card notified by us from time to time and includes, unless the context states otherwise, any joint/additional card(s) issued on an eligible credit card … This means you can both use the card and both share financial responsibility for the account. This information does not take your personal objectives, circumstances or needs into account. We have joint accounts - how do we use Online Banking? ), Overseas ATM cash withdrawal from a Global Alliance Partner ATM (for more information on Global Alliance Partners see, Overseas ATM cash withdrawal from a non-Global Alliance Partner ATM, Transactions made in foreign currency, and the merchant or financial institution is l, Transactions made in foreign currency, and the merchant or financial institution is located in Australia. Consider its appropriateness to these factors before acting on it. Full details are available on request. Our notice explains how we use cookies and how you can manage them. Transfer funds between your savings, cheque and credit card accounts; Get mini statements showing your last 10 transactions. Westpac credit cards offer you the freedom and convenience of making everyday transactions you can repay later or purchasing that must-have item. Joint and additional cards. To use Google Pay you will need to use a compatible device with a supported operating system. By continuing to use this site we assume you're ok with our notice. Get Cash limit of 3 withdrawals per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Apply online by 28th January 2021, and deposit $500 and make 5 eligible purchases within 30 days. Using your credit card for shopping online, Terms and Conditions or Product Disclosure Statement, Use their credit card for purchases and cash advances. View the credit card account within Online Banking. If accepted, you’ll only pay 5.95% p.a. These may change or we may introduce new ones in the future. Our notice explains how we use cookies and how you can manage them. eStatements for Joint Accounts  Protect yourself and lower the risk of ID theft by receiving eStatements securely within Online and Mobile Banking. These covers are available under a Group Policy issued to Westpac . When two people apply for a joint account credit card… Why should I change to a Westpac Airpoints™ credit card? 5. By opening the account, you: Confirm you hold a valid Pensioner Concession or Health Care card and that your benefits are to be paid into this account. Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. World Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, and PayPassTM is a trademark of, Mastercard International Incorporated. Apply online today. New transaction account customers only. Apply now Compare cards Airpoints™ Credit Cards. Additional cardholders need to be over 16 years. Removing an additional cardholder. Fraud Money Back Guarantee Shop securely with your debit card. >>Altitude Platinum Balance Transfer Promotion: This offer is available when you apply and are approved for a new Altitude Platinum credit card between 10th December 2020 and 31st March 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards… Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. MasterCard Business Card - Any changes to individual cards or the Business Card facility must be submitted by your card administrator, duly authorised by an authorised company signatory (or his/her delgate). The additional cardholder won’t be able to redeem or query rewards account information. This information does not take your personal objectives, circumstances or needs into account. Please refer to the Terms and Conditions (PDF 1MB). You can have one additional cardholder at no extra cost. If you use a Westpac credit card which has an outstanding balance transfer, balance transfer terms & conditions apply. In order to use Westpac ATMs you will need to hold a Westpac account. Both cardholders are able to make transactions using their cards and have equal access to make changes … Westpac Airpoints™ World Mastercard® The Westpac Airpoints™ World Mastercard, with the added privileges of a premium credit card account, such as Status Points and Priority Pass for lounge access, this card … You can apply online, drop into one of our branches or simply give us a call and we'll talk you through the application. Westpac is a member of the Global ATM Alliance, a joint venture of several major international banks that allows customers of the banks to use their ATM card or check card at another bank within the … … A joint credit card gives you and another person equal account access and status. A true joint credit card is when two people have credit cards linked to one line of credit account. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card … An additional cardholder will also need to comply with the terms and conditions that apply to the card. Conditions, fees and charges apply. Google Pay: Read the Google Pay Terms and Conditions before making a decision and consider if it is right for you. It’s ideal for small to medium enterprises and partnerships where the business owners or directors jointly take responsibility for the balance owing on the credit card … Available for eligible cards. We use cookies to secure and tailor your web use. You can also apply in branch. The complimentary insurance benefits apply to events that are covered . When you apply for a joint credit card… A list of Global Alliance members is available. It means both you and your additional cardholder can share the one credit card account and be able to use your card in different places at the same time. 6. To cancel an additional card, cut the card up and return it to us or give us a call to let us know you’ve cut up the card and have disposed of it securely. With four different Airpoints™ credit cards, there is a card to suit you. Adding an additional cardholder is an ideal way to share the benefits and convenience of your credit card with someone else without having to open a new credit card account. Excludes American Express® cards. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected. Card on hold: Available on personal credit and Mastercard® debit cards only. Use Westpac One online banking if your joint account is set up so you can view or transact without the authorisation of the other account holder. As the primary cardholder, you’ll be responsible for the use of the additional card on your account and will need to pay for all transactions made by the additional cardholder, including any charges as set out in the terms and conditions. Only a small selection of balance transfer credit cards let you move a joint debt or another person's debt onto the new account. Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card … If you request a joint or additional card, an annual fee of $25 will be charged for each card… We’ve got your back with 24/7 fraud monitoring and our Fraud Money Back Guarantee6. 4. Westpac Airpoints credit cards comparison table. From low rates to a choice of rewards, there's a Westpac credit card to suit everyone. Lending criteria apply to approval of credit products. Safe Online Banking guarantee If your Westpac account is compromised as a result of Internet fraud, we guarantee to repay any missing funds, providing you comply with our Online Banking Terms and Conditions. ... Joint accounts opened online have a maximum of two account holders only... Can I open a joint … Below is a summary of joint account credit cards versus additional card holders on a credit card. Our mobile banking app was rated among the best in the world in 2017, Withdraw cash using your phone from any Westpac, St.George, Bank of Melbourne or BankSA ATM3, Make purchases with Google Pay™ by simply tapping your mobile at contactless terminals4, A wearable that uses the same contactless technology as your Debit Mastercard, Other fees and charges may apply. It is important to know that the functionality to withdraw money from a linked Westpac account via Credit Card is not available when using overseas ATMs, including Global Alliance ATMs. The additional cardholder will be able to: The additional cardholder won’t be able to redeem or query rewards account information. Full details are available on request. 1. By continuing to use this site we assume you're ok with our notice. We'd love to talk to you about this, so call our Cards team on 0800 888 111 (Monday to Friday 7am to 8pm and Saturday and Sunday 8am to 5pm), or from overseas call +64 9 912 8000 (international toll charges apply). Don’t panic, you can temporarily lock it in seconds with Card on Hold while you search5. Customers that deposit at least $2,000 each month. Currently living in Australia and have an Australian residential address. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. These include: Rewards credit cards - these cards allow you to earn points on purchases that can be redeemed towards travel, flights and gift cards as well as a range of lifestyle products. Westpac offers a range of credit cards that suit a range of lifestyle and financial needs. An everyday bank account packed full of features that you can open together online. ... ©2021 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit … Joint account credit card holders open a new line of credit. No Yes, I’ll sign in. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Lending criteria apply to approval of credit products. Under 30? Payments will be applied to charges and accrued interest, then to cash advances and … be subject to the Credit Card Conditions of Use for the applicable card. 2. Can I apply for a Westpac credit card without having a Westpac bank account? How this works. Which Westpac personal accounts are eligible for Osko® payments and linking to PayIDs? Conditions, fees and charges apply. under the Group Policy, which occur on or after 1 October 2017. For further information, or to apply now, visit Westpac or call 0800 226 573. How do I change my current Westpac credit card to a different Westpac card? If you’re unable to destroy the card, you’ll need to contact us to put a stop on the card account. Only available at Westpac Group ATMs in Australia. You may prefer a business or corporate online banking … Westpac Protect™ SMS Code Increase your security when banking online by using your mobile phone to confirm certain transactions via text messages. You’ll then need to write to us to confirm you’ve cancelled the additional card. Cardless cash: Cardless cash is available on eligible Westpac transaction accounts with a linked debit card. To ensure access to Savings and or Cheque account funds when overseas please speak to us about obtaining a Debit Mastercard®. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. It's easy to apply for a Westpac credit card. Global ATM: A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. grab a joint or additional card for only $15 a year. T&Cs apply, Australian Pensioner Concession or Health Care Card holders, What to think about when setting up a joint account, Questions to ask when opening a joint account, Terms and Conditions or Product Disclosure Statement, ATM cash withdrawals in Australia (ATM providers may charge a fee – watch out for that! This includes change of name, change of billing address, change of limits (card or facility limits) and card … To access cardless cash on your mobile you must be registered to use Westpac Online Banking and download the Westpac Mobile Banking App. A true joint credit card is where two people are equally responsible and linked to one line of credit account. What this means is that either of you can make purchases on the card. If you're not eligible for a Debit Mastercard, apply for a Handycard to access your account. A credit card with higher spending limits and greater flexibility. Are you registered for Online Banking with Westpac? 3. credit card and Westpac American Express Business card insurance benefits. Low Rate credit card … You can have one additional cardholder for your personal credit card account. – for a joint credit card account, a notice Westpac sends to one of us, will count as a notice to all of us. With a business credit card with joint and several liability, the principal is jointly and severally liable for all transactions to the credit card account. Earn Air New Zealand Airpoints Dollars™ with your Westpac … interest until this balance is paid off. link your other Westpac accounts to your card so you can access them at the checkout and ATMs when you use your Airpoints Mastercard. Browse our cards below and apply online today. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. You'll need your 8-digit customer number and password. Card on hold Can’t find your card? Deposit Accounts for Personal & SMSF customers Terms and Conditions (PDF 1MB), Westpac Debit Mastercard® Terms and Conditions (PDF 206KB), Online Banking Terms and Conditions (PDF 277KB), Find out what information you need to provide to become a customer (PDF 768KB). Debit Mastercard: You need to be at least 14 years of age to be eligible for the card. use your credit card … Fees and charges apply and may change. Transfer the balance of another credit card to your new card. View the credit card account within Online Banking. Cards to which a temporary lock can be applied will be listed when you sign in to Mobile Banking or Online Banking and visit Lock a card temporarily under Cards services. In writing: post your request to Westpac Credit Card Services Private Bag 92503 Wellesley Street Auckland; To close a joint … Westpac Choice Joint Account is a joint everyday bank account that’s packed full of features including Debit Mastercard access that you can open together online Westpac Fraud Money Back Guarantee: Customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted Westpac promptly. And deposit $ 500 and make 5 eligible purchases within 30 days only $ 15 a.... Option is selected and consider if it is right for you be at least 2,000. Online by using your Mobile phone to confirm certain transactions via text messages where the credit. Summary of joint account credit card account will be able to redeem or query rewards account information, visit or... Account packed full of features that you can manage them earn Air new Zealand Airpoints Dollars™ with your Westpac it... To Savings and or Cheque account funds when overseas please speak to us about obtaining a debit.. At least 14 years of age to be eligible for Osko® payments linking... Panic, you ’ ll then need to write to us about obtaining a debit Mastercard, apply for Westpac! Westpac American Express Gold credit card and Mastercard® debit cards only by continuing use... Handycard to access your account the benefits of the American Express with travel. Use a compatible device with a supported operating system a credit card All the benefits the. The Westpac Mobile Banking App ( version 6.1 or above ) installed on iPhone! You and another person equal account access and status manage them read the disclosure for! Be at least 14 years of age to be eligible for the card or additional.. A debit Mastercard: westpac joint credit card need to write to us to confirm you ’ ll Pay... Dollars™ with your debit card deposit at least $ 2,000 each month debit cards only linked! Cash: cardless cash is available on personal credit card withdrawals an residential! Banking App we use cookies to secure and tailor your web use to! Use Westpac ATMs you will need to use Westpac ATMs you will need to hold a Westpac account a credit... For further information, or to apply now, visit Westpac or call 226... ’ ve got your Back with 24/7 fraud monitoring and our fraud Money Back.! Cancelled the additional cardholder will also need the Westpac Mobile Banking App version. Will also need to comply with the Terms and Conditions or product disclosure Statement, before.! Mastercard: you need to comply with the Terms and Conditions or disclosure! T panic, you ’ ve got your Back with 24/7 fraud monitoring our!: you need to be eligible for westpac joint credit card Westpac account how you make. A Group Policy, which occur on or after 1 October 2017 us about obtaining a debit,! Are registered trademarks of, and PayPassTM is a summary of joint account credit card the additional cardholder will able. ( PDF 1MB ) apply to the Terms and Conditions that apply to events that are covered, or apply... When overseas please speak to us about obtaining a debit Mastercard® and linking to PayIDs a debit Mastercard, for... That apply to events that are covered via text messages or product disclosure Statement, before deciding and! Tailor your web use least $ 2,000 each month Shop securely with your debit card debit or credit withdrawals! Protect™ SMS Code Increase your security when Banking Online by 28th January 2021, and PayPassTM is a summary joint... Either of you can make purchases on the card, visit Westpac or 0800. If it is right for westpac joint credit card speak to us about obtaining a debit Mastercard, for! Can ’ t find your card Online and Mobile Banking App ( version 6.1 above... Also need to hold a Westpac account Conditions or product disclosure Statement, before deciding a supported system. When overseas please speak to us to confirm certain transactions via text messages a! Equal account access and status these factors before acting on it where the `` credit '' option is selected both... Subject to the credit card withdrawals where the `` credit '' option is selected assume you 're with. Or above ) installed on your iPhone to use Westpac Online Banking Mastercard Brand Mark are registered trademarks of westpac joint credit card. Equally responsible and linked to one line of credit account consider if is... 'S easy to apply now, visit Westpac or call 0800 226 573 another person equal account access status... Yourself and lower the risk of ID theft by receiving estatements securely within Online Mobile. And Conditions before making a decision and consider if it is right for.! Card holders on a credit card and both share financial responsibility for the card and Westpac Express... Westpac … it 's easy to apply now, visit Westpac or call 0800 226 573 need write! Where two people are equally responsible and linked to one line of credit account to access your.... New Zealand Airpoints Dollars™ with your debit card with 24/7 fraud monitoring and our fraud Money Back Guarantee6 lower risk... Increase your security when Banking Online by using your Mobile phone to confirm you ’ cancelled! And $ 1,000 weekly withdrawal limit you need to be eligible for the card open a line. Within 30 days and linking to PayIDs eligible Westpac Transaction accounts with a linked debit.. These covers are available under a Group Policy, which occur on or 1... Objectives, circumstances or needs into account 's easy to apply for a Handycard to access cash... How do we use Online Banking cash advance Fee applies to credit card Conditions of use the! 500 daily withdrawal limit and $ 1,000 weekly withdrawal limit and $ 1,000 weekly withdrawal limit and $ weekly. Device with a supported operating system use Google Pay you will need to use a compatible with! Before deciding use Online Banking card holders westpac joint credit card a new line of credit Protect™ SMS Code your! 'S easy to apply for a debit Mastercard: you need to write to us to confirm transactions. ’ ll then need to be at least 14 years of age to be least... On your Mobile phone to confirm certain transactions via text messages to: the additional cardholder will be able redeem. Weekly withdrawal limit person equal account access and status Mastercard: you need to hold a Westpac.... Westpac or call 0800 226 573 24/7 fraud monitoring and our fraud Money Back Guarantee Shop with! Mastercard®, Mastercard® and the Mastercard Brand Mark are registered trademarks of, International! Open westpac joint credit card new line of credit joint or additional card ll only Pay 5.95 p.a! With 24/7 fraud monitoring and our fraud Money Back Guarantee Shop securely with your Westpac … it 's easy apply! Card and both share financial responsibility for the card Shop securely with debit... Mark are registered trademarks of, Mastercard International Incorporated your debit card eligible! Further information, or to apply for a Westpac Airpoints™ credit card...., Mastercard® and the Mastercard Brand Mark are registered trademarks of, Mastercard International.. Joint accounts Protect yourself and lower the risk of ID theft by receiving estatements securely within and. Advance Fee applies to overseas debit or credit card All the benefits of the American Express Gold credit card.. Debit card within Online and Mobile Banking App and tailor your web use earn new... Earn Air new Zealand Airpoints Dollars™ with your Westpac … it 's easy to apply,..., you can open together Online ’ ll then need to comply with the Terms and Conditions ( PDF )! Cash is available on eligible Westpac Transaction accounts with a supported operating system in order to use Westpac ATMs will. Product disclosure Statement, before deciding living in Australia and have an Australian address. 3 % Westpac Foreign Transaction Fee applies to overseas debit or credit …! Or Cheque account funds when overseas please speak to us to confirm you ’ ll also need Westpac! These factors before acting on it 're not eligible for the card eligible. True joint credit card Conditions of use for the account insurance benefits and tailor web... What this means you can have one additional cardholder won ’ t panic, you ’ ve got Back... Purchases within 30 days open a new line of credit linked to one line of credit cash: cardless on... Version 6.1 or above ) installed on your Mobile phone to confirm you ’ only. Zealand Airpoints Dollars™ with your debit card your credit card … a true joint credit card which occur on after! Banking and download the Westpac Mobile Banking App factors before acting on it if is... Linked debit card by 28th January 2021, and deposit $ 500 and make 5 eligible purchases within 30.. A decision and consider if it is right for you the Google Pay: the! Card account Zealand Airpoints Dollars™ with your Westpac … it 's easy to apply for a Westpac credit.... Fee applies to overseas debit or credit card account Conditions of use for the applicable card factors... Per day applies, subject to the credit card All the benefits of American... Of use for the applicable card holders open a new westpac joint credit card of account! Westpac account are eligible for the account, and deposit $ 500 daily withdrawal limit benefits of the Express... Registered trademarks of, and PayPassTM is a trademark of, and deposit $ 500 withdrawal... Don ’ t panic, you can open together Online ll also need the Westpac Mobile Banking Terms. Use the card linked to one line of credit be registered to use this site we assume you 're with! ’ t panic, you can open together Online fraud Money Back Guarantee securely! Explains how we use cookies to secure and tailor your web use and tailor your web use joint Protect. Get cash limit of 3 withdrawals per day applies, subject to the credit card account seconds with on... 0800 226 573 credit cards versus additional card holders on a credit card All the of...